Liability Insurance

Public Liability

Public Liability Insurance offers cover for third party liabilities (Bodily Injury / Property Damage) arising out of the premises and operations of the Insured and legal costs incurred in connection therewith.

Types of public liability insurance

  • Public liability industrial – For manufacturing ,Godowns & warehouses
  • Public liability Non-Industrial – for School, Resturants, BPOs, IT firms ,Offices ,Hotels etc
  • Public liability act - For all business units handling hazardous substances as per Public Liability Act, 1991 and the rules framed there under.

Public liability insurance coverage

The policy provides cover against  Legal liability to pay compensation to the third party in respect of bodily injury and/or property damage, suffered by them, arising out of the accidents occurring in your premises.

It also covers the legal cost and expenses incurred in defence within the limit of indemnity

  • Add On Covers
  • Act of God perils extension
  • Transportation liability extension
  • Sudden and accidental pollution extension
  • Food & beverages liability extension Lift, elevator or escalator liability extension Coverage for other facilities like swimming pool, health club etc